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Life Insurance

Rest Easy with Financial Security

There is nothing more precious than your family’s security. That’s why having the right amount of life insurance is so important. A good life insurance policy can offer you peace of mind and be the cornerstone of your individual financial plan for the future. But, if you’re like most people, you don’t know what life insurance plan is right for you. Do you need a whole life insurance plan? What about a universal life policy? Or maybe term life insurance fits your needs best?

What life insurance options are available?

Whatever your situation—buying life insurance for the first time, nearing retirement, or looking to insure your grandchildren—Insur’d provides solid protection for those you love. Just look at the many options we can help you explore:

Universal Life Insurance

Highly competitive and flexible with guaranteed death benefit and strong cash accumulation. Protection for your family, business, and all that is important to you. Customize with valuable riders like Long Term Care, and more!

Term Life Insurance to 95+

Guaranteed level term life insurance features your choice of level death benefit term periods with guaranteed level premiums for 10, 15, 20, or 30 years and coverage expiring at age 95.

Preferred Whole Life Insurance

Fully guaranteed traditional whole life insurance plan with five premium options including Single Premium Whole Life, Annual Whole Life, 10 Pay Life, 20 Pay Life, and Life Paid Up at 65. Guaranteed Insurability Benefit available on all payment options. Must be medically underwritten to offer preferred rate levels. A Long Term Care Rider can be added to your policy so you won’t be dependent on your family to take care of you should you need long-term care in your later years.

Simplified Issue Whole Life Insurance

Traditional whole life insurance plan with five premium options including Single Premium Whole Life, Annual Whole Life, 10 Pay Life, 20 Pay Life, and Life Paid Up at 65. Guaranteed cash values and premiums. As long as you are not confined to a hospice or hospital and are not terminally ill, you can be accepted in this plan. However, the death benefit is reduced if death occurs within the first two years.

Graded Death Benefit Whole Life Insurance

Traditional whole life insurance plan with four premium options including Annual Whole Life, 10 Pay Life, 20 Pay Life, and Life Paid Up at 65. Guaranteed cash values and premiums. As long as you are not confined to a hospice or hospital and are not terminally ill, you can be accepted in this plan. However, the death benefit is reduced if death occurs within the first two years.

Transitional Life Insurance

A brand new concept in life insurance. Providing a high, level life insurance benefit during the years you need it the most, and ending with a guaranteed, paid-up policy that will be there for the rest of your life.

Single Premium Whole Life Insurance

Want to increase the legacy you leave to your children or grandchildren? The death benefit is tax-free, too!

Funeral Preplanning

Preplanning a funeral can offer family members peace of mind, as well as the opportunity to plan a meaningful funeral that reflects the unique life of an individual. Insur’d offers a variety of products through our Funeral Home Partners designed to meet your preplanning needs.

Credit Insurance and Debt Protection

Life is full of uncertainties. Insur’d offers Credit Insurance and Debt Protection coverages eliminate the worry associated with making your loan payments when those unexpected events occur that could cause a financial loss or hardship to your family.

How much life insurance do I need?

The amount of life insurance you need to purchase varies from person to person. Questions you will need to ask yourself include: Do you have family you need to support should something happen to you? Have you already saved a substantial amount of money? How much debt to you currently carry?

Insur’d will help you select the right amount of life insurance benefits to ensure your family is properly protected … and we’ll do it at premiums you can afford.

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